Compound Interest Calculator
Calculate how your investments grow over time with compound interest. See the power of regular contributions and long-term investing for building wealth.
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Investment Disclaimer
These calculations are hypothetical projections for educational purposes only. Actual investment returns vary significantly and may include losses. Past performance does not guarantee future results. Consider inflation, taxes, and fees when making investment decisions. Consult qualified financial advisors for personalized investment advice.
Final Amount
$302,370
After 20 years
Total Contributions
$130,000
Money you put in
Interest Earned
$172,370
133% growth
Growth Insights
Initial Investment:$10,000
Monthly Contributions:$500 × 240 months
Total Invested:$130,000
Interest Rate:7% annually
Total Return:132.6%
Money Multiplier:2.33x
Average Annual Growth:$14,619
Compounding:Monthly
The Power of Compound Interest
Key Factors for Growth
- • Time: Start early to maximize compound growth
- • Rate: Higher returns accelerate wealth building
- • Consistency: Regular contributions compound growth
- • Patience: Avoid early withdrawals when possible
- • Diversification: Spread risk across investments
Investment Examples
- • Conservative (3-5%): Savings accounts, CDs, bonds
- • Moderate (5-8%): Balanced funds, dividend stocks
- • Aggressive (8-12%): Growth stocks, stock index funds
- • Real Estate (6-10%): REITs, rental properties
- • Retirement (7%): 401k, IRA long-term average