Personal Loan Calculator
Calculate monthly payments, total interest, and loan costs for personal loans, auto loans, and other installment loans. Compare different loan options to find the best fit for your budget.
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Financial Disclaimer
These calculations are estimates for educational purposes only. Actual loan terms, payments, and costs may vary based on creditworthiness, lender policies, fees, and other factors. Always consult with qualified financial professionals and lenders for accurate loan information.
Monthly Payment
$489.15
Principal + Interest
Total Interest
$4349.22
Over 5 years
Total Paid
$29349.22
Principal + Interest
Loan Breakdown
Payment Distribution
Principal:$25000.00
Total Interest:$4349.22
Total Amount:$29349.22
Loan Details
Number of Payments:60
Interest Rate:6.5% APR
Loan Type:personal
Loan Comparison Tips
Before You Borrow
- • Check your credit score and report
- • Shop around with multiple lenders
- • Consider your debt-to-income ratio
- • Factor in additional fees and insurance
- • Have a clear repayment plan
Loan Comparison Factors
- • Annual Percentage Rate (APR)
- • Monthly payment amount
- • Total loan cost over time
- • Fees (origination, prepayment, etc.)
- • Repayment flexibility